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Simply put...

Whether you’re seeking commercial finance to start a business, or give an existing one a boost, Canadalend.com, a leading mortgage brokerage firm, can help you obtain the best commercial mortgage rates in Ontario.

At Canadalend.com, we realize that each business has its own unique set of requirements. That’s why we offer mortgage solutions for commercial mortgages that are ideally suited to each client’s needs.

Why chose our services?

  • Access to dedicated team of commercial and construction underwriters.

  • 20 years of experience in construction, commercial and land assembly financing.

  • Same day turnaround on questions and concerns.

  • Access to commercial private and institutional financing.

  • Site visits by our team for your convenience and advice.

  • Access to our database of trades and suppliers.

Our commercial team serves the GTA, specializing our services in Toronto, Mississauga, Oakville, Vaughan, Scarborough.

Types of commercial mortgages we fund

  • Multi-family residential

  • Storefront with apartments for residential commercial (mixed) individuals

  • Commercial plaza mortgages

  • Retail and office mortgages

  • Industrial and factory mortgages

  • Farmland mortgages

  • Construction projects

  • Local retail stores

  • Buildings & apartments

  • Malls

  • Restaurants & hotel ventures

  • Land servicing and developments

  • Vacant and raw land

  • …and more

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We offer a range of solutions for all your commercial & industrial needs!

We have what it takes to get commercial & industrial mortgages done for business owners all across Ontario, for any amount. Contact Canadalend.com or apply online and a commercial or industrial mortgage specialist will help set up an appointment at your earliest convenience.

At Canadalend.com we are dedicated to 5 star customer service. Get in touch with us and a lending specialist will help set up an appointment for a free personal consultation. We will help you review your mortgage options and find the solution that fits your needs!

Frequently asked questions

  • What is a commercial mortgage?

    A commercial mortgage is a loan for a commercial property instead of a residential one. We offer commercial mortgages for various properties, including storefronts and retail stores, malls, restaurants, factories, farmland, apartments or multi-family residential buildings, and even construction projects.

  • What can I expect during the approval process?

    We'll submit your completed mortgage application and details about your target property to the lender during the approval process that fits your situation best. We'll then work with you and them to work out the details and conditions of financing.

  • What do commercial lenders look for?

    The biggest thing a commercial lender looks for is your debt service coverage ratio. A debt service coverage ratio is the ratio of cash you have available to the required loan payments. The more money you have, the likelier a lender is to approve your loan.

  • What is the minimum down payment for a commercial loan?

    It depends on the type of property you want a loan for - it can be as low as 20% and as high as 50%.

  • How does a commercial mortgage work?

    A commercial mortgage has some things in common with a residential mortgage, such as a principal, interest, and regularly scheduled payments. Commercial mortgages are different in that the loan-to-value ratio may be lower. The interest rate is higher, and they are usually amortized over 20 years or more.

  • How do you qualify for a commercial loan?

    Lenders will take the following into account when determining if you qualify for a commercial loan: your debt service coverage ratio, your credit history, your current business situation, the type of business you have, and the down payment you can make.

  • What kind of loans are available for commercial property?

    The primary type of loan available for a commercial property is a commercial mortgage. Depending on your needs, you may be interested in a different kind of loan, such as equipment or working capital loan, or even a line of credit.

Awards & Recognitions

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I understand that by submitting this form, I consent to Canadalend’s Disclaimer and Privacy Policy. I also agree to be contacted by email, phone, text message or any other form of communication by Canadalend and its affiliates. My consent can be withdrawn at any time.