Rates and Examples

The rates and programs shown on the pages of this site – CanadaLend.com – only apply to mortgages being processed by CanadaLend. These examples are for informational purposes only; it does not count as an actual offer to make a mortgage or the approval of any mortgage terms.

Rates and programs shown are subject to change at any moment and not all applicants will be eligible.

We do not offer personal unsecured loans.

Actual interest rates and mortgage terms cannot be determined until an application has been submitted online (through CanadaLend) or in writing with all the required documentation. Applicants must qualify under our underwriting requirements as well as satisfy the contingencies of mortgage approval, which includes verification of financial information.

Mortgage approval is subject to an appraisal, title review, and no change in financial condition. Some mortgages are also not available in all jurisdictions.

We use reasonable care in providing the most useful examples but do not guarantee accuracy or completeness. Information is provided without warranty, express or implied, and all such are expressly disclaimed. CanadaLend assumes no liability for any loss, damage or expense from errors or omission in these materials, whether arising in contract, tort or otherwise.

Posts, Links and Site Usage

Some blog posts on this site link to other blog posts or businesses on the internet. Those are provided to be used as a resource.

This site and some of the articles on this site contain links to other resources and businesses on the Internet. They are intended to be used as an aid to help you locate other resources of interest, and are not intended to state or imply that CanadaLend sponsors, affiliated in any way, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.

CanadaLend is not responsible for any loss, injury, claim, liability, or damage related to the use of this site, or any linked to this site, whether from errors or omissions in the content. In other words, use our site at your own risk.


The term “Broker” does not mean a broker under the applicable legislation but does mean a person that is fully licensed under the applicable legislation that works for CanadaLend.

They are trained and licensed mortgage representatives who arrange and negotiate mortgages on behalf of both the borrower and the lender. CanadaLend’s representatives are all licensed according to the provincial requirements of the Mortgage Brokers Act (Ontario).

The terms “Broker” and “Mortgage Representative” are used in a generic sense and can be used interchangeably.

I / We hereby certify that the information given in the mortgage application form is true and correct and I / We understand that it is being used to determine my/our credit responsibilities. CanadaLend Inc. is authorized to obtain any information they may require for these purposes from other sources (including, for example, credit bureau) and each such source is hereby authorized to provide them with such information.

I / We also understand that the information given in the mortgage application form as well as other information obtained in relation to my credit history may be disclosed to potential mortgage lenders, financial intermediary and mortgage in relation to insurers, organizations providing technological or other support services required this application and any other parties with whom I / We propose to have a financial relationship.