Cambridge’s Housing Market

The thriving city of Cambridge has a population of nearly 127,000 and is just 100 km southwest of Toronto and 45 km west of Hamilton. The city is also in close proximity to three international airports and three U.S. border crossings.

Cambridge is located within the Regional Municipality of Waterloo and, along with Waterloo and Kitchener, makes up the Tri-Cities. Collectively, the municipality has a population of around 525,000, making it the fourth-largest metropolitan area in Ontario (after Toronto, Ottawa, and Hamilton) and the 10th largest metropolitan area in Canada.

The Tri-Cities are known for their high concentration of information technology (IT) companies including BlackBerry Limited, OpenText, Kik, and Maplesoft and is often referred to as “Canada’s Silicon Valley.”

Cambridge is also close to major post-secondary schools like Conestoga College, the University of Waterloo, and Wilfred Laurier University. The University of Waterloo School of Architecture is located in downtown Cambridge.

Thanks to the huge array of amenities and the strong regional economy, Cambridge has a very robust real estate market. In fact, sales and prices in the Cambridge real estate market continue to climb to record levels.

Finding the Best Mortgage Rates in Cambridge

If you’re seeking the best mortgage rates and terms in Cambridge, there’s only one place to look: a private lender like Sure, the big banks will offer you a mortgage, but they’ll only pitch their own financial products to you, whether it’s in your best financial interest or not.

Unlike big banks, a private mortgage lender like is independent. That means they’re looking out for your best interest. How do they do that? has access to hundreds of different lenders. They’ll make sure they find you the mortgage that suits both your financial and lifestyle needs.

That means more than just finding the lowest interest rate. If you’re looking for a mortgage in Cambridge, you need to be aware of all the terms and conditions. That’s why it’s important to pay attention to the amortization period, whether the mortgage is fixed or variable and open or closed, or whether it has an accelerated repayment program.

Here’s What Offers can offer you what the big banks can’t. Options.

Over the last number of years, the Canadian government has implemented stricter lending rules. This has made it much more difficult for many first-time home buyers in Cambridge to get a mortgage and get on the property ladder.

Tougher lending rules have also made it difficult for those who are self-employed to secure a mortgage. It can also be difficult for those who have declared bankruptcy, have bad credit, have unreliable income, or are a non-resident to get a mortgage.

That’s what makes so different. We are not bound by the same lending rules as Canada’s big financial institutions. We have a lot more flexibility when it comes to helping you find the mortgage or other financial products you need.’s Financial Services

  • First mortgages for first-time home buyers
  • Second mortgages in Cambridge
  • Residential mortgages in Cambridge
  • Mortgage refinancing in Cambridge
  • Commercial mortgage for businesses in Cambridge
  • Home equity line of credit (HELOC)
  • Mortgages and tax arrears in Cambridge
  • Debt consolidation for bad credit in Cambridge
  • Home equity loans in Cambridge
  • Mortgages for those in Cambridge with bad credit

This Is Why You Should Choose!

If you’re looking to buy a home, townhome, or condominium in Cambridge, or if you already own one and want to tap the equity in your property, want to refinance or consolidate debt, are having trouble securing a commercial and industrial mortgage, or have been turned down by traditional lenders for any reason, call a licensed mortgage professional at

To see what kind of mortgage or loan you qualify for, contact today or apply online and a mortgage specialist will set up an appointment for a free personal consultation at your earliest convenience.


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